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Reinvent Retirement in 9 Easy Steps

Our 9 Step Book is packed full of all the information you need to plan your retirement. Not only covering the practical steps you need to consider at retirement, 65 Not Out gets right to the important areas of your life, you will discover what it really takes to plan a retirement you choose, and deserve.Based on sound research and experience, and drawing on experts who share their tips for retirement you will receive a 52 Page Book that explores all aspects of retirement. The accompanying 3...

Our beginnings

65 Not Out was started over a cup of coffee and a chat between father and son, Barry and James Rosenberg. Barry, a career Chartered Accountant now specialising in family business and farm succession planning, and James, a former representative rugby player and now Lifestyle Village Manager, had a light bulb moment when they realised that through their joint experiences, they could help people with their retirement planning on a much larger scale than their one-to-one interactions.Of the belief t...

Wellbeing in the retirement years of life

In all phases of ones life, attitude and health are the two key factors that give us the best chance of achieving emotional and financial happiness and security. If we are able to achieve emotional and financial happiness and security in our retirement years, then our overall wellbeing is pretty much assured. The term ‘wellbeing’ can be broken down into three types: emotional, physical and financial. Let’s have a brief look at each of these....

KiwiSaver - what happens when you turn 65 years of age?

Here are some key facts about your New Zealand KiwiSaver fund when you turn 65 years of age: You can access the balance of your KiwiSaver if you have been in the Scheme for five years. This means if you began your KiwiSaver at 64 years of age, then you will have to wait until you are 69 before you can access your accounts funds balance.When (and if) you withdraw your funds from your KiwiSaver, you will receive the total balance (that is your contributions, your employer’s contributions an...

Working couples facing care responsibility for their elderly parents

As our population ages, there appears to be a growing concern from couples who both work, as to how they are going to manage the care and wellbeing of their ageing parents. Every family situation is different because the degree of dependency of every parent will be different. Once again, it’s never too early to begin to plan for the future when there becomes a sense that this issue looks a future possibility. Here are a few option alternatives for you to consider: Care for parents in their hom...

Facing Life After Redundancy

An unexpected redundancy is an adverse event in your life that could potentially threaten your financial and emotional wellbeing either short term or long term. Globally Covid has been responsible for a very large number of redundancies. It has become a topic of much interest and discussion. Our main message for you if this event happens, is to not panic or become despondent. Rather stay positive in attitude and keep your mind and your body active. Keep moving. Walk every day, exercise every day...

The positives of staying in work after reaching 65 and being active when you finish

- Barry RosenbergThere are many things to consider when you reach retirement age. None are more important than your mental and physical health. There are the obvious things such as exercise and diet, and regular health check-ups with your doctor. We sometimes forget about the small things each day to keep your body and mind active. The worst thing that you can do when you finish your working days is nothing. Why? Because your body and mind will deteriorate quickly if you do nothing. Both body an...

Musings, Observations, Thoughts, and Reflections of a Lifestyle Village Manager

- By James RosenbergFrom my experience of running a lifestyle village, I have noticed that those people who are ‘out there’ doing things and ticking things off their ‘bucket list’ they have wanted to for some years seem much happier and healthier than the ones that simply mope around inside their villas. A lot of the reason for this is attitude. I know some people have had a very physically demanding working life, such as farmers and builders for example. They struggle with activity, but...